Why H2O Capital?
Water-Like Wisdom in Every Market Condition
Hâ‚‚O adapts, flows, and never loses clarity - exactly how we manage your money. As an AMFI-registered mutual fund distributor with a global perspective, we deliver
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Transparent Advice – no hidden agendas or product pushes.
Calm Execution – disciplined rebalancing even in volatile markets.
Adaptive Strategies – portfolios evolve with your life goals and macro shifts.
Led by Experience,
Driven by Trust
H2O Capital was founded by Rishab Nambiar, an AMFI-registered distributor with over 10 years of experience in global capital markets.
Having worked with business owners, professionals, and families, Rishab understands the need for clarity and calm decision-making in finance.
At H2O, the mission is simple: to make investing accessible, transparent, and aligned with long-term goals.
“I believe wealth management should feel like a conversation, not a sales pitch.”
Rishab Nambiar
Founder, H2O Capital
Products We Offer
Everything Finance. Simplified.
Mutual Funds
Goal-based asset allocation using SEBI-regulated schemes. We screen >1,500 funds for performance consistency, fees, and style drift, so you don’t have to.
Insurance
Term, health, and critical-illness cover chosen for claim-settlement ratios and cost efficiency—protecting your family without over-insuring.
Fixed Income
Bonds, FDs, and target-maturity funds that smooth volatility and generate predictable cash-flows—ideal for near-term goals or retirement buckets.
AIF/SIF
Curated Alternative Investment Funds and Structured Investment Products for sophisticated investors seeking decorrelated returns and tax efficiency.
PMS
Hand-picked equity and multi-asset PMS managers with audited track records and skin in the game—perfect for active alpha seekers.
NRI Investing
End-to-end NRI account setup, FEMA compliance, and portfolio monitoring so you can grow rupee assets while living abroad.
How we work
An approach that ensures each client receives a unique, well-considered investment portfolio that adapts as their needs evolve over time.
Understand You
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Understanding your financial situation, preferences, and goals. This personalized approach ensures that we have a clear understanding of your investment needs
- Define your short-term and long-term financial objectives, ensuring that the strategy aligns with your life plans
Create a Plan
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Assess your risk tolerance to create a balanced portfolio that aligns with your comfort level and investment horizon
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Formulate a tailored investment strategy designed to optimize returns and mitigate risks
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Allocate assets strategically across diverse investment classes to ensure a well-rounded and resilient portfolio
Monitor & Rebalance
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Continuously monitor the performance of your portfolio and make adjustments as needed to keep it aligned with your goals and market dynamics
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Provide regular reports and reviews, keeping you informed of your portfolio’s progress and making adjustments as needed for continued growth